Halton Hills Real Estate

Let Damir introduce you to great homes in Mississauga, Halton Hills, Port Credit, Erin Mills, Churchill Meadows, Oakville, Streetsville, and Milton.

Home Buyer Tax Credits

If you're considering buying a new home in 2010, give us a call to help you prepare for your home purchase. From information on mortgages, first time home buyers plans, tax credits, and mortgage downpayments, we can help you with mortgage services and navigating your way through the tricky process of home buying. Find out about downpayments, first time home buyer tax credit, mortgage insurance and more.

Halton Hills Home Prices

Check out home prices in your neighbourhood: Halton Hills Home Prices and call us now for a free home evaluation.

Halton Hills Homes for Sale

First Time Homebuyers

Federal, Provincial and regional governments have introduced First Time Home Buyers programs to help prospective buyers acquire the funds for a home downpayment. The Federal Government offers the Home Buyer's Plan (HBP) which allows RRSP holders to withdraw up to $20,000 from the Rrsp to use toward the purchase of a home. Learn more about HBP homebuyers plan. The RRSP issuer will not withhold tax on the withdrawn amount at the time of withdrawal. You can even use that amount to put toward the construction of a new custom built home. A townhome, duplex, triplex, semi-detached, single family dwelling, mobile home, or condominium all qualify as a home for this program. Rrsp contributions are a great way to make buying a home easier. Since interest rates are low and property values are rising, you may not lose any long term investment value by using Rrsp contributions.

Married couples may withdraw up to $20,000 each for this first time home purchase. Both must be first time home buyers and must occupy the home. Repayment of the withdrawn funds from rrsp must be repaid within 15 years.

CMHC Assisted Mortgages

The Federal government also operates National Housing Act mortgage assistance programs. You can apply for an NHA CMHC mortgage loan at any chartered bank such as Bank of Montreal, credit union, or trust company. Find out more about CMHC mortgages from our mortgage expert Nick Dimulkas. If you just need a little more help to qualify and raise the necessary funds or mortgage assistance, then your dream of owning a Mississauga home is a real possibility.

For Residents of Peel Region, you may qualify for the Ontario Affordable Housing Program. The Region of Peel’s Home in Peel Affordable Ownership Program offers help to moderate income residents who are currently renting a condo or home who want to buy a home or condo.