Mortgage Insurance
Homeownership on
your terms. With
the right preparation and
resources, you can buy a
home that best suits your
lifestyle. Mortgage insurance provides you with innovative
options to help you buy a home.
2 Be eligible for a better
interest rate. Mortgage
insurance provides a lender
with the flexibility to offer
you the same competitive
mortgage interest rates
available to homebuyers
with a larger down payment.
3 More down payment
options. Don’t let the
down payment be the barrier
to your homeownership
dreams. There are many mortgage insurance products
that will help you to achieve
homeownership. Let’s
discuss the options that suit
your situation best.
4 Buy, instead of
renting. If you’re paying
rent right now, it can be
a good move to consider
buying a home that has
similar monthly carrying
costs. You’ll enjoy the
freedom of making your
living space into your
own home with your
personal touch.
5 Overcome traditional
barriers to financing.
More and more homebuyers
who may not have qualified
for a mortgage are benefiting
from mortgage insurance —
for example, those who are
self-employed or work on
commission. With mortgage
insurance, people who have
good credit but might not
meet conventional lending
criteria can qualify for the
financing they need.
6 Own and enjoy a
vacation property. If
your financial situation is
in good standing and you
are thinking about buying a
vacation property, there are
mortgage insurance options
that will allow you to do so.
Be sure to ask us about what
will work best for you.
7 Get money back on an
energy-efficient home.
If you purchase an energyefficient
home or refinance
an existing home to make
energy-saving renovations,
you could be eligible to
receive a 10% refund on
your mortgage insurance
premium if your mortgage
is insured with Genworth Financial Canada.
8 Save on household
purchases. When
buying your first home, you’ll
find expenses can add up
quickly. When insured with
Genworth Financial Canada,
you can take advantage of
the Homebuyer PrivilegesTM
program, which offers
savings on appliances, truck
rentals, home-improvement
materials, moving supplies,
and more.
9 Take it with you when
you move. If you have
a mortgage that’s portable,
you can transfer its terms
to a new property in the
future. This same option
is available when you buy
mortgage insurance, which
can save you premiums
when you move.
10 Get help when you
need it. Whether
from a job loss, a serious
illness, or a marriage
breakup, financial difficulties
can arise when you least
expect them. You can be
sure to get the help you need
to keep you in your home,
with Genworth Financial
Canada’s Homeowner
Assistance program (when
insured with Genworth).
Be sure to inquire about the
benefits of this program.
*(reprinted with permission from Genworth Financial)
Port Credit Real Estate
Damir Strk can introduce you to new listings in Port Credit. Beautiful Port Credit Homes for sale are a rare commodity and you should be aware of the opportunity to buy in Port Credit. Its exclusive location on the shores of Lake Ontario and its excellent quality housing stock make it prime real estate for living and for investment. If you're interested in Port Credit real estate, send an email to Damir. When opportunities come available, he can contact you.
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